Treaty Reinsurance

Treaty Reinsurance is a strategic agreement where a primary insurance company (the ceding company) transfers a specific block of risks to a reinsurance company. Under this contract, the reinsurer automatically accepts all risks that fall within the pre-agreed scope, guidelines, and terms of the treaty.

Facultative Reinsurance

Facultative reinsurance is a highly tailored form of reinsurance where a reinsurer reviews and covers a single, specific insurance policy rather than a whole block of business. In this arrangement, the ceding insurance company has the faculty (option) to offer the risk, and the reinsurer retains the faculty to either accept or reject it.

Financial & Catastrophe Modelling

Financial and catastrophe modelling forms the bedrock of modern reinsurance, transforming volatile physical risks into quantifiable financial structures.